DogsOfWar

542 posts
Dogs of War was born in a crossfire hurricane. He wrestles alligators in the pouring rain.

Did AT&T Rip Off Fountains of Wayne in Ad?

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There’s a dirty little secret in the advertising business, you can use a catchy song if you change it enough. Songs are copyrighted material and the publisher needs to give permission for a song to be used in a television show or commercial. You can spot a copy when it sounds enough like the original that you recognize it but different enough that it’s clear they’ve changed it. Here is an AT&T ad called “His, Hers, Theirs” which uses a song that instantly caught my attention. Continue reading

Full List of TV Shows with Fat Husbands and Skinny Wives

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The television trope of a leading male character being a fat, schlubby funny guy and having a hot, skinny and sometimes younger wife has been around since at least Ralph and Alice Kramden in The Honeymooners. These differences always strike people as odd because studies have shown that long term couples tend to have similar BMIs. This makes sense when people share meals and exercise habits. Certainly couples exist in the world where the husband is a tubalub and the wife is thin, but in situation comedies it’s almost a requirement.

Since a list didn’t seem to exist, here is the full accounting of television shows featuring a fat husband and a skinny wife*. Continue reading

How Much Home Can I Afford Under the New 43% Rule?

mortgage_touch_screenWhen purchasing a home it’s essential that a mortgage loan originator determine if you can afford to make the payments on that home over the long term. During the frenzied run up to the mortgage melt down loans were made based on unrealistic debt to income ratios among other devious schemes to qualify a borrower at any cost. With the new rules going into place today a borrower’s total monthly payments for all loans must be less than 43% of their gross income. Here is an easy way to calculate how much income is needed to qualify for a loan.

First, what qualifies as income is only what can be documented and substantiated. If you’re paid under the table for a side job that’s not income. If you can’t back up claims about commission payments, that’s not income. Only what shows on your pay stub or can be substantiated with multiple years of tax returns.

Continue reading

Colorado Wants to Force Dogs into Life Jackets

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A draft rule has been introduced in Colorado that would force dogs to wear life jackets while at doggie day care and boarding facilities if the dog has access to water that’s deeper than the dog’s shoulders. To further complicate things the facility must also provide a life guard to be on duty when dogs are water are located in the same place at the same time. Continue reading