Debt

4 posts

The American Bar Association Wants Unpaid Interns to Do Law Firm Pro Bono Work

American_Bar_Association_WaAside from setting unnecessary and extraordinarily costly requirements for legal education and opposing key, cost-saving reforms, the American Bar Association found a new way to prove that it is woefully out of touch with the current legal market and ensure that many members of the new generation of lawyers won’t become dues paying members to an organization that remains crushingly out of touch with the reality of today’s legal job market. Continue reading

When the Bill Comes (Past) Due

Jerry?

Yeah this is Jerry. Who’s this?

Jerry Blank?

Yeah, what’s it to you?

Jerry this Florita Johnston of So and So Recovery Inc.

Oh man, busted! Those crows have come home to roost. You were rockin and rolling along, signing on the dotted line and for whatever reason you weren’t able to pay that bill on time before Bally’s, Macy’s or maybe even Express turned your debt over to a nasty old third party collection agency. Don’t worry dearies – Uncle NSDS is here with some Do’s and Dont’s on handling bill collectors.

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The Real Cost of Carrying Debt

Have you checked the mail today? If so, there’s a decent enough chance that somebody somewhere wants to give you money. Banks are clamoring for you to transfer your balances to them for 0% APR (for the first 12 months or however long it takes you to read the terms and conditions, whichever is longer) or buy a car (as long as it’s new and you take out a 60 or 72 month loan) or refinance your house and pay less each month (conveniently leaving out loan costs you’ll incur by doing so). Continue reading