Jerry?
Yeah this is Jerry. Who’s this?
Jerry Blank?
Yeah, what’s it to you?
Jerry this Florita Johnston of So and So Recovery Inc.
Oh man, busted! Those crows have come home to roost. You were rockin and rolling along, signing on the dotted line and for whatever reason you weren’t able to pay that bill on time before Bally’s, Macy’s or maybe even Express turned your debt over to a nasty old third party collection agency. Don’t worry dearies – Uncle NSDS is here with some Do’s and Dont’s on handling bill collectors.